Ilumoni is a Fintech industry trading name of Monely Limited. It is a mobile application designed for the UK market and its function is to increase users’ financial awareness and wellbeing.
According to ilumoni.com:
Ilumoni is an iOS/Android mobile app targeted to the UK market. It connects users’ credit reports, bank, and credit accounts together, and utilizes an AI engine to analyze borrowing/repayments to help users to find alternative products, or smarter ways to repay. Its main goal is to help users take control of their borrowings.
What we proposed to the client – our approach & methodology
We didn’t propose a specific approach because the client had their own flow. We helped the client to develop new features within the pre-existing application and its backend Rails API.
We took part in daily Google Meet planning calls, as well as weekly „current context explanation” and „product delivery forum” meetings. We didn’t hold any workshops for the customer. All additional communication was based on Slack text or call messaging.
Ruby on Rails developer
Techstack: what technologies were used & integrations
AI backend (Python), API backend (Ruby on Rails), Application itself (React Native) and MySQL database. The system as a whole utilizes few external services such as financial (TrueLayer, Equifax or Monevo) and CRM/communication (OpenSignal or Freshmarketer).